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Members
Onboarding, profiles, account summaries, mobile banking.
Credit union operating system
cuOS
A modern operating system for credit unions.
Free ConsultationFor credit unions, SACCOs, and cooperatives
Our philosophySchedule a Call
cuOS works the way your institution works.
cuOS carries a credit union's whole operating day: deposits, withdrawals, and loans at the counter, loan committees deciding, members alerted by SMS and email on every transaction, and CUA and BoG returns due at cycle end. One core connects every desk — so service stays fast and the books stay right.
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Built around member service
Deposits, withdrawals, and loans managed at speed — with SMS and email alerts to members for every transaction, so trust is renewed at every touch.
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Digital channels included
A website for your credit union, online banking for members, and mobile short-code access — connected straight to the core, not bolted on.
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CUA and BoG reporting built in
Regulator-required CUA and Bank of Ghana reports generate straight from the live ledger, with templates maintained as requirements change.
Preparing your credit union
Every team connected to one core.
What's included
Members
Savings & shares
Loans
Accounting
Funds & payroll
Assets & investments
Governance
Reports & payments
What you get
Everything included with cuOS. No ambiguity.
This is the full service — software, digital channels, member communication, regulatory reporting, and round-the-clock support.
Get This for Your Institution- Management software for deposits, withdrawals, and loans
- 24-hour customer service for software management
- SMS and email alerts to members for all transactions
- A website for your credit union
- Online banking for credit union members
- Mobile short-code access
- Generation of regulator-required CUA and BoG reports
- Custom-designed software solutions for financial institutions
Operating domains
Broad coverage, organized into simple work areas.
Every domain posts to the same ledger, so records, workflows, and reports always agree.
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Savings & shares
Deposits, withdrawals, transfers, receipts, bulk transactions.
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Loans
Requests, products, approvals, repayments, missed and impaired loans.
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Accounting
Ledger, trial balance, balance sheet, income statement.
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Funds & payroll
Fund accounts, bank uploads, reconciliation, payroll.
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Assets & investments
Assets, liabilities, payables, receivables, rollovers.
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Governance
Approvals, staff roles, committees, meetings, documents.
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Reports & payments
CUA, regulatory and Bank of Ghana style reports, webhooks.
Our process
How we take cuOS live in your institution.
01
Learning about you
A short call with our team about your institution — current systems, workflows, reporting duties, and where the pain actually is.
02
Working session
We sit with the people who run daily operations and map their real workflows, exceptions included, into a configuration plan.
03
Migration & parallel run
Existing records move in a validated, reconciled migration. Both systems run side by side until every number agrees.
04
Go live & stay close
Your team is trained, the ledger is reconciled, and our Accra and Kigali teams stay close through the first cycles.
What clients say
“Corebanc gives our operations team one place to manage members, loans, approvals, and digital access without slowing down service.”
Operations Lead
Credit union network
Questions
What institutions ask before choosing cuOS.
How does migration from our current system work?
We move members, savings, shares, and loan histories in a validated, reconciled migration with a parallel-run period — so the day cuOS becomes your ledger, the numbers already agree.
Does cuOS cover CUA and Bank of Ghana reporting?
Yes. Regulator-required CUA and BoG reports are generated as live views of the ledger, and templates are maintained as part of the platform when requirements change.
Can members access their accounts digitally?
Yes — online banking for members, a website for your credit union, and mobile short-code access all come with cuOS, alongside SMS and email alerts for every transaction.
What support do we get after go-live?
24-hour customer service for software management, plus onboarding and staff training from our teams in Accra and Kigali. Committees, governance, and staff roles are managed inside the system itself.
The rest of the suite
Products that work alongside cuOS.
Ready when you are